Kim Souza Reporter, Talk Business & PoliticsKim Souza is a reporter for Talk Business & Politics. U.S., State Banking Sector Sees Modest Profit Growth, Despite Low Interest Rates By Kim Souza & Talk Business & Politics Staff • Aug 31, 2016 Stock Photo Talk Business and Politics reports: Low interest rates, stable loan demand and hyper competition characterized the banking climate in the state and nation, with net income for all U.S. banks up 1.46% in the second quarter of 2016.